Business
Your Daily Dose of Dave – March 28, 2011
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When Only One Wants to Change
How do you convince your spouse that budgeting is necessary?
Statistically speaking, your chances of having a successful marriage shoot way up if you agree with your spouse on money, kids, religion and in-laws. But it’s the first of those four that many people don’t want to talk about. If a husband or wife has bought into this idea of getting on a plan and out of debt and the other hasn’t, trouble could be lurking in that marriage. Here are some suggestions for talking to your other half about working together with money.Getting The Word
Tonight, turn off the television. Put the kids to bed early and eliminate every possible distraction. Take their hands in your hands, look them in the eye, and tell them what you are actually feeling. Are you scared? Are you excited about the thought of having control of your money? Tell them your thoughts and engage them in a conversation. They love you, and they’ll listen to you if they know it means a lot.Some Fun and Games
Unless you have an extreme situation, you can still include fun money in the budget. Make sure to tell your partner that you will include fun money in the budget, as long as you make it together and stick to it. Remember, this is a team effort, and you are a team.Show Me the Money
When you have a credit card statement come in with a new charge, take it to your spouse and point it out. If you can convince them that credit card companies are charging too much (which they are), then you might move your husband or wife to do something about it. Make this the year that you and your other half take control, and be on your way to a lifestyle that will make both of you smile!Read the full article on DaveRamsey.com. This article is printed through a special arrangement between Vicksburg Daily News, LLC, Dave Ramsey and The Lampo Group.]]]]> ]]>
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